California’s Low Cost Auto Insurance Program

California’s Low Cost Auto Insurance Program (CLCA) is a state-sponsored program administered by the California Department of Insurance. It helps income-eligible, good drivers afford liability insurance that meets California’s mandatory auto insurance laws, with more affordable rates than most private insurance plans.
Eligibility Requirements:
  • Valid California driver’s license (including AB60 licenses)
  • Own a vehicle valued at $25,000 or less
  • Good driving record
  • Meet household income guidelines
  • At least 16 years of age
May qualify if receiving:
CalFresh, CalWorks, Medi-Cal/Medicaid, EDD benefits, Social Security, or Pension benefits
Contact Information:
Phone: 1-866-602-8861
Hours: Monday through Friday, 8:00 AM to 4:00 PM
Payment plans available for as little as 20% down. Policies are issued by California-licensed insurance companies.